Description of Cogo

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Welcome to Cogo – Connect your bank to calculate your real time carbon footprint. Match your spending with your values, for both people and the planet. Take action to lower your footprint and offset to become a carbon-neutral hero!

**Featured by The Independent, Forbes, BBC News, The Sunday Times, Vogue, Financial Times and City A.M.**

** Cogo is proudly B Corp Certified**

By signing up for Cogo, you’ll be taking the first step to making sure every pound you spend will be helping to create a sustainable future and a fairer society for us all, by supporting the businesses that are doing good.

Cogo helps you make a real difference – whether it be switching your morning coffee to a business that supports workers fairly, buying your threads from a second-hand store or even discovering your new favourite vegan restaurant. Support some of the thousands of Cogo accredited businesses and track the real impact you are having on people and the planet.

New world-first Real-Time Carbon Footprint Tracker

Built by our team of world leading carbon footprint specialists and data scientists, Cogo calculates your personalised carbon footprint in real time when you securely link your bank account via our Financial Conduct Authority approved Open Banking technology. Our ethical recommendation engine will show you how to make positive switches, to help lower your carbon footprint and make a real and lasting impact for the biggest issue of our lifetime.

– Track your carbon footprint in real-time every week through your bank transactions
– Join actions to help you switch your lifestyle including: diet, energy and fashion
– Get personalised ethical nudges and recommendations to encourage you on your journey to good and keep you on track
– Offset your emissions and have a carbon-neutral life – learn how to contribute to carbon reduction projects

Banks available on Cogo:
See the full list of UK banks supported by Open Banking in the app onboarding or our website https://cogo.co. Banks not yet available that are coming soon to the app include: Triodos, Co-op Bank, Metro Bank and Starling. We are working hard to get credit cards, including AMEX integrated.

Open Banking – PRIVACY AND SECURITY

Cogo’s Carbon Footprint Tracker and Living Wage Wallet are powered by Open Banking which is regulated and approved by the Financial Conduct Authority. This means your data is securely stored and encrypted so it can only be used for features that are necessary to the Cogo experience.

Your information is secure and your personal data is never shared except as part of fully anonymised and aggregated market analysis. Cogo is fully GDPR compliant. Read our full Privacy Policy: https://www.cogo.co/about#privacy

Cogo is registered with the Financial Conduct Authority (Reference number: 848736) acting as an agent of consents.online (Reference number 792642), and has been approved by the FCA to do so as an appointed agent and Registered Account Information Service Provider. Cogo uses the same state-of-the art security and encryption measures as adopted by all major banks.

Find out more about our open banking here: https://cogo.co/user-faqs

Our Framework:

We do the hard work for you by assessing each Cogo-accredited business against our strict framework, combining the very best (and strictest) guidelines from over 50 of the top industry accrediting organisations, aligned with the Sustainable Development Goals.

Once verified, businesses will be awarded a number of accreditation badges, which you can use to discover those that are taking action on the issues that matter the most to you.

When you make a purchase with a business listed on Cogo, you’re also adding your spending power to the voices of thousands of like minded conscious consumers. We share this information anonymously with companies to help them to decide what new social and environmental initiatives they should invest in.